{"id":32289,"date":"2026-02-11T16:55:51","date_gmt":"2026-02-11T15:55:51","guid":{"rendered":"https:\/\/centrallusitana-rf.ch\/?page_id=32289"},"modified":"2026-03-24T15:31:31","modified_gmt":"2026-03-24T14:31:31","slug":"vorsorge","status":"publish","type":"page","link":"https:\/\/centrallusitana-rf.ch\/it\/vorsorge\/","title":{"rendered":"Previdenza privata"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"32289\" data-post-id=\"32289\" data-obj-id=\"32289\" class=\"elementor elementor-32289 dce-elementor-post-32289\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section data-dce-background-image-url=\"https:\/\/centrallusitana-rf.ch\/wp-content\/uploads\/2020\/10\/austin-distel-jpHw8ndwJ_Q-unsplash-scaled-2.jpeg\" class=\"elementor-section elementor-top-section elementor-element elementor-element-0f35bbd elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"0f35bbd\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-72ee1db\" data-id=\"72ee1db\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b4dc76a elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"b4dc76a\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Previdenza privata<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0ac0fe3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0ac0fe3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-fa172d9\" data-id=\"fa172d9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8973514 elementor-widget elementor-widget-heading\" data-id=\"8973514\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Proteggi ci\u00f2 che conta per te  Organizza subito la tua previdenza<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8cd75a0\" data-id=\"8cd75a0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6ca5f37 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"6ca5f37\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Compila online<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3bcc22 elementor-widget elementor-widget-spacer\" data-id=\"b3bcc22\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2edcb4e elementor-widget elementor-widget-heading\" data-id=\"2edcb4e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Analisi previdenziale<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e4e883c elementor-widget elementor-widget-text-editor\" data-id=\"e4e883c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Nel corso della vita, gli obiettivi, le responsabilit\u00e0 e la situazione finanziaria cambiano. Affinch\u00e9 la vostra copertura assicurativa sia sempre adeguata alla fase di vita in cui vi trovate, vale la pena pianificare per tempo la previdenza privata e adeguare regolarmente la copertura. In questo modo, voi e la vostra famiglia sarete protetti a lungo termine.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-05883b7 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"05883b7\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action:action=popup:open&settings=eyJpZCI6IjMyMjg1IiwidG9nZ2xlIjpmYWxzZX0=\" rel=\"nofollow\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Inizia ora<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-dce-background-overlay-color=\"#F8F8F8\" data-dce-background-image-url=\"https:\/\/centrallusitana-rf.ch\/wp-content\/uploads\/2020\/09\/topography-1.svg\" class=\"elementor-section elementor-top-section elementor-element elementor-element-0e315f6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0e315f6\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b88ecbf\" data-id=\"b88ecbf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-cc3d23b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cc3d23b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-3c1561c\" data-id=\"3c1561c\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-83d6112 elementor-widget elementor-widget-heading\" data-id=\"83d6112\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">1. pilastro: previdenza statale<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c6b6210 elementor-widget elementor-widget-text-editor\" data-id=\"c6b6210\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>1. pilastro costituisce la base della previdenza sociale in Svizzera. Esso garantisce che le persone anziane, in caso di invalidit\u00e0 o di decesso, siano finanziariamente tutelate e possano provvedere al proprio sostentamento minimo.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f6a44f6 elementor-widget elementor-widget-spacer\" data-id=\"f6a44f6\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ff8f75 elementor-widget elementor-widget-heading\" data-id=\"5ff8f75\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Finalit\u00e0 del 1. pilastro<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce408ea elementor-widget elementor-widget-text-editor\" data-id=\"ce408ea\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul data-start=\"578\" data-end=\"770\"><li data-start=\"578\" data-end=\"610\"><p data-start=\"580\" data-end=\"610\">Garanzia del minimo vitale<\/p><\/li><li data-start=\"611\" data-end=\"661\"><p data-start=\"613\" data-end=\"661\">Tutela dell'assicurato e della sua famiglia<\/p><\/li><li data-start=\"662\" data-end=\"698\"><p data-start=\"664\" data-end=\"698\">Sostegno finanziario nella terza et\u00e0<\/p><\/li><li data-start=\"699\" data-end=\"734\"><p data-start=\"701\" data-end=\"734\">Prestazioni in caso di inabilit\u00e0 al lavoro<\/p><\/li><li data-start=\"735\" data-end=\"770\"><p data-start=\"737\" data-end=\"770\">Tutela dei superstiti in caso di decesso<\/p><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-343e520\" data-id=\"343e520\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8d956f2 elementor-widget elementor-widget-heading\" data-id=\"8d956f2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">2. pilastro: previdenza professionale<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f427d4b elementor-widget elementor-widget-text-editor\" data-id=\"f427d4b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Il 2. pilastro integra la previdenza statale e, insieme al 1\u00b0 pilastro, ha lo scopo di garantire il tenore di vita abituale dopo il pensionamento. Si applica ai lavoratori dipendenti a partire da un determinato reddito minimo ed \u00e8 gestito dalla cassa pensioni.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c3f006 elementor-widget elementor-widget-heading\" data-id=\"1c3f006\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Finalit\u00e0 del 2. pilastro<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b9b1a3 elementor-widget elementor-widget-text-editor\" data-id=\"4b9b1a3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li data-start=\"509\" data-end=\"559\"><p data-start=\"511\" data-end=\"559\">Garantire il tenore di vita abituale nella terza et\u00e0<\/p><\/li><li data-start=\"560\" data-end=\"587\"><p data-start=\"562\" data-end=\"587\">Pensione complementare all'AHV<\/p><\/li><li data-start=\"588\" data-end=\"617\"><p data-start=\"590\" data-end=\"617\">Copertura in caso di invalidit\u00e0<\/p><\/li><li data-start=\"618\" data-end=\"659\"><p data-start=\"620\" data-end=\"659\">Tutela dei superstiti in caso di decesso<\/p><\/li><li data-start=\"660\" data-end=\"699\"><p data-start=\"662\" data-end=\"699\">Kapitalbezug oder Rentenbezug m\u00f6glich<\/p><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-e317e0f\" data-id=\"e317e0f\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-48b6125 elementor-widget elementor-widget-heading\" data-id=\"48b6125\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">3. pilastro: previdenza privata<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3063ff4 elementor-widget elementor-widget-text-editor\" data-id=\"3063ff4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>3. pilastro \u00e8 l'integrazione volontaria alla previdenza statale e professionale. Serve a colmare le lacune previdenziali individuali e a garantire finanziariamente il raggiungimento degli obiettivi personali.<br data-start=\"930\" data-end=\"933\" \/>Pu\u00f2 essere strutturata in modo flessibile e, a seconda della soluzione scelta, offre anche vantaggi fiscali.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da6e7dd elementor-widget elementor-widget-heading\" data-id=\"da6e7dd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Finalit\u00e0 del 3. pilastro<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f694e7c elementor-widget elementor-widget-text-editor\" data-id=\"f694e7c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li data-start=\"1049\" data-end=\"1080\"><p data-start=\"1051\" data-end=\"1080\">Colmare le lacune previdenziali<\/p><\/li><li data-start=\"1081\" data-end=\"1115\"><p data-start=\"1083\" data-end=\"1115\">Costituzione di un patrimonio aggiuntivo<\/p><\/li><li data-start=\"1116\" data-end=\"1135\"><p data-start=\"1118\" data-end=\"1135\">Ottimizzazione fiscale<\/p><\/li><li data-start=\"1136\" data-end=\"1167\"><p data-start=\"1138\" data-end=\"1167\">Finanziamento dell'acquisto di un'abitazione<\/p><\/li><li data-start=\"1168\" data-end=\"1206\"><p data-start=\"1170\" data-end=\"1206\">Couverture d'assurance personnalis\u00e9e pour la famille<\/p><\/li><li data-start=\"1207\" data-end=\"1248\"><p data-start=\"1209\" data-end=\"1248\">Pianificazione patrimoniale flessibile per il futuro<\/p><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3edbc94 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3edbc94\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a80cbb7\" data-id=\"a80cbb7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-085015c elementor-widget elementor-widget-heading\" data-id=\"085015c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Per ulteriori informazioni contattateci<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e93e990\" data-id=\"e93e990\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4ee9d4e elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4ee9d4e\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/centrallusitana-rf.ch\/it\/kontakt\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contattateci<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>PrivatVorsorge Sch\u00fctzen Sie, was Ihnen wichtig ist Vorsorge jetzt regeln Online ausf\u00fcllen Vorsorge Analyse Im Laufe des Lebens ver\u00e4ndern sich Ziele, Verantwortung und finanzielle Situation. Damit Ihre Absicherung jederzeit zu Ihrer aktuellen Lebensphase passt, lohnt es sich, die private Vorsorge fr\u00fchzeitig zu planen und regelm\u00e4ssig anzupassen. So bleiben Sie und Ihre Familie langfristig gesch\u00fctzt. Jetzt [&hellip;]<\/p>","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-32289","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/centrallusitana-rf.ch\/it\/wp-json\/wp\/v2\/pages\/32289"}],"collection":[{"href":"https:\/\/centrallusitana-rf.ch\/it\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/centrallusitana-rf.ch\/it\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/centrallusitana-rf.ch\/it\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/centrallusitana-rf.ch\/it\/wp-json\/wp\/v2\/comments?post=32289"}],"version-history":[{"count":18,"href":"https:\/\/centrallusitana-rf.ch\/it\/wp-json\/wp\/v2\/pages\/32289\/revisions"}],"predecessor-version":[{"id":32360,"href":"https:\/\/centrallusitana-rf.ch\/it\/wp-json\/wp\/v2\/pages\/32289\/revisions\/32360"}],"wp:attachment":[{"href":"https:\/\/centrallusitana-rf.ch\/it\/wp-json\/wp\/v2\/media?parent=32289"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}